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BMW Loans and Car Financing in Saint Petersburg

 

BMW Financing and Used Car Loans in the Saint Petersburg Area - Bert Smith BMW

It can be tough to find a decent car loan, so Bert Smith BMW is dedicated to finding you the best possible rates on a car loan in the Saint Petersburg area. We work with some of the nation's top lenders to offer you affordable monthly payments and the lowest interest rates available. We are a preferred source for the best car loan rates on a new BMW or used car in the Saint Petersburg area.

Keep it simple - here's why you should come to Bert Smith BMW for you next Saint Petersburg area car loan.

  • Our online car loan application takes only minutes to fill out and submit.
  • We have a huge network of lenders to work with, allowing us to get you the best car loan rate your credit score allows.
  • No embarrassing bad credit situations. We provide a hassle-free and confidential experience.
  • Our no obligation application is free. Try it!

Browse our dealership's extensive inventory to find your next new BMW, or used car. Pictures, prices and details are available for all of our new and used vehicles. Please contact us if you have any additional questions.

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Contact Information

Bert Smith BMW

3800 34th Street North

Saint Petersburg, FL 33714
sales Sales:
866.870.7677
service Service:
727.527.1111
parts Parts:
727.527.1111

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.